Best Insurance Policies and Coverages in USA for All Your Needs
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Our clients are our Family!
Average annual savings
Customers Served
Our capabilities
We offer a range of insurance products, including home, auto, trucking, and business insurance.
Our goals:
"Provide flexible payment plans and affordable coverage options to make insurance accessible to as many people as possible"
You are our priority!
- 24/7/365 Support
- Free consultations
- We cover 41 States
- Access to the whole insurance market
How to get insurance in USA?
Our knowledgeable insuracne agents will help you find the coverage that’s right for you at the price you can afford.
Make a request
We’ll ask you a few questions about your insurance needs and provide you with a personalized quote
Cost calculation
Get insurance
Our Advantages
Extensive Experience
We have been operating in the insurance market for over 10 years. With our accumulated knowledge, practical expertise, and deep understanding of the industry, we offer the most beneficial solutions.
Personalized Approach
We tailor insurance coverage based on each client’s circumstances and lifestyle. This ensures reliable protection while optimizing the cost of insurance payments.
Communication in Your Native Language
Those who have difficulties with English will appreciate the opportunity to receive information, consultations, and support in their native language.
Client Trust
We greatly value the trust of over 5,100 clients who have chosen us for their home, auto, and business insurance needs. Join them, and we will earn your trust as well.
Customer Support
We guarantee assistance and support at every stage of our collaboration. Feel free to reach out—our agents are always ready to answer your questions, provide consultations, and help you find the best solutions.
The best insurance coverages in America
FAQ
To get an insurance policy online, follow one of these three steps: call our toll-free number at (888) 851-7828 (available on weekdays), email us at info@51stateinsurance.com, or leave your contact details in the feedback form on our website. Our team will get in touch with you, help you choose the most suitable insurance option, answer all your questions, and guide you step-by-step through the online insurance process.
The price of an insurance policy is determined by the type of coverage chosen and various factors that influence the probability of filing a claim. These factors include the make and technical specifications of the vehicle, its safety features, its appeal to potential thieves, the driver’s age, driving experience, credit history, and other considerations.
If you need to update your policy information, you can do so in your personal account. However, if you have any questions, feel free to contact our specialist by phone or email to resolve everything smoothly.
The first insurance payment is made over the phone. Subsequent payments are usually automatically deducted from the account or card you provided. You can check your balance in your personal account.
To submit an insurance application online, the following information will be required:
- Full names and dates of birth for all residents in the home aged 14 and older;
- A contact phone number and an email address;
- Current home address and the length of time you’ve lived there;
- Vehicle Identification Number (VIN);
- Driver’s licenses for all individuals to be included in the policy;
- Declaration Page or renewal notice from your current insurance;
- Your occupation (as some professions may qualify for a discount);
- Indicate if the vehicle is used for delivery services or rideshare (e.g., Uber).
Some Reasons to Buy Insurance in USA
Without proper insurance coverage, recovering from unexpected incidents can be costly and stressful. A well-chosen insurance policy ensures you won’t have to bear the full financial burden of repairs or replacements.
Key Considerations When Choosing Your Option
- Types of risks covered. Determine which threats your policy should safeguard against, such as fire, water damage, robbery, etc. Some agents offer expanded coverage for additional protection.
- Adequate coverage limits. Verify that your policies reflect the full value of your possessions. When the insured amount is too low, compensation may not fully offset potential losses.
- Policy Conditions and Exclusions. Carefully check your contract terms, including limitations and exclusions. Some insurance companies may lower costs by restricting payouts for specific claims.
- Comprehensive protection. Consider insurance policies that provide complete financial security.
Insurance Policies We Offer
We provide a full range of insurance solutions for both individuals and businesses:
Car Insurance – protection against damage, theft, accidents, and other risks.
Home Insurance – reliable coverage for apartments, houses, vacation homes, and other real estate.
Business Insurance – comprehensive plans to safeguard your commercial operations from unexpected events.
Commercial Automobile Insurance – policies for trucks, fleet vehicles, and specialized equipment.
How to Get Insurance in United States
Purchasing insurance online or offline is simple when you follow the right steps.
- Contact us: Submit a request or call the number provided on the website.
- Consult with an agent. Speaking with agents can help clarify all details and make sure you get the right coverage.
- Complete the purchase and sign the contract.
- Enjoy the confidence of being insured.
As you can see, getting insured is a straightforward process that requires minimal time and effort, especially when you have the proper guidance and a clear understanding of your coverage options.