Commercial Auto Insurance in USA
What’s commercial auto insurance?
Commercial auto insurance is a type of insurance that covers vehicles that are used for business purposes. If you or your employees use vehicles to conduct business, commercial auto insurance can help protect your business in case of accidents or damage to your vehicles.
Personal auto insurance may not cover accidents that occur during business use. Your personal auto insurance policy may not provide coverage for accidents that happen while you or your employees are using a vehicle for business purposes.
You may need coverage for multiple vehicles. If your business has a fleet of vehicles, you'll need a commercial auto insurance policy that covers all of them.
You may need higher liability limits. Business vehicles may require higher liability limits than personal vehicles, as accidents involving commercial vehicles can lead to larger claims.
Who might need commercial auto insurance?
Trucking Companies
If you run a trucking company, you'll need to transport goods across the country. Commercial auto insurance can help protect your vehicles and cargo in case of an accident.
- Protection for vehicles and cargo
- Liability coverage
- Peace of mind
Small Business Owners
If you're a small business owner who uses a vehicle for business purposes, you may need commercial auto insurance. This can include driving to meetings, transporting clients, or running errands for your business.
- Protection for personal and business assets
- Liability coverage
- Flexibility
Delivery Services
If you run a delivery service, you'll need to transport goods and products to customers. Commercial auto insurance can help cover the cost of any damages or injuries that may occur during a delivery.
- Protection for goods and products
- Liability coverage
- Customizable coverage
Contractors
If you're a contractor, you may need to transport tools, materials, or equipment to job sites. Commercial auto insurance can help protect your vehicle and your tools in case of an accident.
- Protection for tools and equipment
- Liability coverage
- Flexibility
Protect your business
What types of commercial auto insurance do businesses need?
Liability coverage
Collision coverage
Comprehensive coverage
Cargo coverage
Hired and non-owned auto coverage
Medical payments coverage
Trailer insurance
Frequently asked questions
Commercial auto insurance is a type of insurance policy designed to cover vehicles that are used for business purposes, such as transporting goods, equipment, or people.
Businesses that own or use vehicles for business purposes, including delivery services, contractors, and trucking companies, typically need commercial auto insurance.
Commercial auto insurance can cover a variety of things, including liability, collision, comprehensive, uninsured/underinsured motorist, medical payments, personal injury protection, and hired and non-owned auto coverage.
Factors that can affect the cost of commercial auto insurance include the type of vehicle, how the vehicle is used, the number of vehicles, the driving history of the business and its employees, and the coverage options selected.
We offer flexible policies with a range of coverage options, as well as affordable rates and convenient payment options to make managing your insurance easy and stress-free. Plus, our experienced team of insurance professionals is always available to answer your questions and provide guidance whenever you need it.
Don’t leave your business at risk. Contact us today to learn more about our commercial auto insurance policies and get a free quote. Let us help you protect your business and keep your vehicles on the road with confidence.
How to get insurance in USA?
Make a request
We’ll ask you a few questions about your insurance needs and provide you with a personalized quote
Cost calculation
Get insurance
What details do you need to get a quote?
We understand that every business is unique, and that’s why we take a personalized approach to providing commercial auto insurance quotes. To get an accurate quote for your business in United States of America, we’ll need to collect some basic information about your vehicles, your business, and your insurance needs.