Commercial Auto Insurance

Keep your business on the road to success

Take the first step towards securing your fleet of vehicles by requesting a quote for our coverage.

What’s commercial auto insurance?

Commercial auto insurance is a type of insurance that covers vehicles that are used for business purposes. If you or your employees use vehicles to conduct business, commercial auto insurance can help protect your business in case of accidents or damage to your vehicles.

Personal auto insurance may not cover accidents that occur during business use. Your personal auto insurance policy may not provide coverage for accidents that happen while you or your employees are using a vehicle for business purposes.

You may need coverage for multiple vehicles. If your business has a fleet of vehicles, you'll need a commercial auto insurance policy that covers all of them.

You may need higher liability limits. Business vehicles may require higher liability limits than personal vehicles, as accidents involving commercial vehicles can lead to larger claims.

Who might need commercial auto insurance?

Commercial car insurance offers coverage for business-related vehicles, and it can help protect your business in the case of damage to your vehicle or accidents.

Protect your business

Our customizable policies are designed to meet the unique needs of businesses like yours, whether you’re a trucking company, small business owner, delivery service, or contractor.

What types of commercial auto insurance do businesses need?

If you or your employees use vehicles for work, it’s important to have the right type of commercial auto insurance to protect your business and your vehicles.

Liability coverage

This type of coverage protects your business if you or one of your employees is at fault in an accident that causes damage to another person’s property or injuries to another person. It can also help cover legal fees and settlements if you’re sued as a result of the accident.

Collision coverage

This type of coverage helps pay for damages to your vehicle if it’s involved in a collision with another vehicle or an object, regardless of who’s at fault.

Comprehensive coverage

This type of coverage helps pay for damages to your vehicle that are caused by events other than collisions, such as theft, vandalism, or weather-related damage.

Cargo coverage

This type of coverage can help protect the cargo you’re carrying if it’s damaged or lost during transit.

Hired and non-owned auto coverage

If you or your employees use personal vehicles for business purposes, this type of coverage can provide liability coverage in case of an accident.

Medical payments coverage

This type of coverage helps pay for medical expenses for you and your passengers if you’re involved in an accident, regardless of who’s at fault.

Trailer insurance

You can focus on enjoying your travels without worrying about the potential costs of repairing or replacing your trailer in case of an accident or theft.

Frequently asked questions

What is commercial auto insurance?

Commercial auto insurance is a type of insurance policy designed to cover vehicles that are used for business purposes, such as transporting goods, equipment, or people.

Who needs commercial auto insurance?

Businesses that own or use vehicles for business purposes, including delivery services, contractors, and trucking companies, typically need commercial auto insurance.

What does commercial auto insurance cover?

Commercial auto insurance can cover a variety of things, including liability, collision, comprehensive, uninsured/underinsured motorist, medical payments, personal injury protection, and hired and non-owned auto coverage.

What factors affect the cost of commercial auto insurance?

Factors that can affect the cost of commercial auto insurance include the type of vehicle, how the vehicle is used, the number of vehicles, the driving history of the business and its employees, and the coverage options selected.

Can I add additional coverage to my commercial auto insurance policy?

Yes, many commercial auto insurance policies offer a range of additional coverage options, such as cargo coverage, roadside assistance, and rental reimbursement.

How much coverage do I need for my commercial vehicles?

The amount of coverage you need will depend on the type of vehicles you have, how they are used, and the risks they face. A knowledgeable insurance agent can help you determine the appropriate coverage levels for your business.

What happens if I don't have commercial auto insurance?

If you use your personal auto insurance policy to cover vehicles used for business purposes, you may not be fully covered in the event of an accident. This could leave your business vulnerable to costly damages and legal fees.

How can I get a commercial auto insurance policy?

We offer flexible policies with a range of coverage options, as well as affordable rates and convenient payment options to make managing your insurance easy and stress-free. Plus, our experienced team of insurance professionals is always available to answer your questions and provide guidance whenever you need it.

Don’t leave your business at risk. Contact us today to learn more about our commercial auto insurance policies and get a free quote. Let us help you protect your business and keep your vehicles on the road with confidence.

how it works

How to get insurance?

Our knowledgeable agents will help you find the coverage that’s right for you, at a price you can afford.

Make a request

We’ll ask you a few questions about your insurance needs and provide you with a personalized quote

Cost calculation

We’ll provide you with a clear and transparent breakdown of the costs and explain any discounts or savings you may be eligible for

Get insurance

Congratulations, you’re now covered by one of the most comprehensive and reliable insurance policies available

What details do you need to get a quote?

We understand that every business is unique, and that’s why we take a personalized approach to providing commercial auto insurance quotes. To get an accurate quote for your business, we’ll need to collect some basic information about your vehicles, your business, and your insurance needs.